SunPower bankruptcy: what it means for your lease, loan and warranty

    The original SunPower filed for bankruptcy in 2024. Leases, loans and warranties ended up with different parties.

    SolarExitDIY is independent and is not affiliated with, endorsed by, or sponsored by SunPower. This page is general education, not legal advice. Last checked: November 11, 2026.

    Where things stand

    Who you actually owe

    A lease or PPA is owed to the owner or servicer named on your statement. A loan is owed to the lender. Panel warranties sit with the manufacturer. These can be three different companies, so start by listing who you pay and what equipment is on your roof.

    Stopping payments can damage your credit and trigger default. The kit explains how to dispute in writing while you stay current.

    What homeowners in this situation usually need to sort out

    • Who now services a lease or PPA.
    • Workmanship or roof problems with no installer to call.
    • Monitoring that stopped working.
    • A system that underproduces.

    What you can do yourself this week

    1. Download and save every document while you still can: contract, loan or lease agreement, disclosures, proposal, e-sign certificate, and utility bills from before and after installation.
    2. Work out whether you have a loan, a lease or a PPA, and who you send payments to.
    3. Send a written document request so you have the complete file.
    4. Compare what you were promised with what the paperwork says and what the system produces.
    5. Put your dispute in writing to the right party and keep proof of delivery.
    6. File complaints with the CFPB, your state attorney general and the contractor licensing board where they apply.
    7. Write to whoever bills you asking them to confirm who owns the agreement and who is responsible for service.
    8. Contact the panel and inverter manufacturers directly about equipment warranty coverage.

    Which parts of the kit apply

    • Basics Kit: The document request letter and the complaint filing steps.
    • Complete Kit: The "installer out of business" special-situation section and, for loans, the Holder Rule notice to your lender.

    If you would rather have someone read your paperwork, the Personalized Contract Audit gives you a written findings report on your own documents.

    When to call a lawyer instead

    • A foreclosure or collection lawsuit has been filed against you.
    • You believe your signature was forged.
    • There is active roof or electrical damage.
    • A deadline in a bankruptcy or court notice is close.
    • The amount in dispute is large and the company is represented by a lawyer.

    In those cases the kit is not a substitute for a lawyer. Speak with a licensed attorney in your state.

    Questions about SunPower

    Start with the free assessment

    Four questions, about three minutes. You will know where you stand and what to do first.

    About 3 minutes. No payment details. Not a law firm, and no result is guaranteed.

    Important: Educational information only. Solar Exit DIY is not a law firm and does not provide legal advice or representation. Results are not guaranteed. Do not stop making payments or take legal action based solely on information from this website.
    Educational disclaimer: Solar Exit DIY provides educational information and self-help resources. Solar Exit DIY is not a law firm and does not provide legal advice or legal representation. Information on this website may not apply to every agreement, state, lender, installer, or situation. Outcomes are not guaranteed. Do not stop making payments or take legal action based solely on information from this website. Consult a licensed attorney regarding legal rights, deadlines, or litigation.