Freedom Forever bankruptcy: what to do about your solar contract

    Freedom Forever is in Chapter 7 liquidation. Your loan, lease or PPA did not go away with it.

    SolarExitDIY is independent and is not affiliated with, endorsed by, or sponsored by Freedom Forever. This page is general education, not legal advice. Last checked: November 11, 2026.

    Where things stand

    Some of these details come from secondary summaries of the court case. Confirm dates and claim status on the official case site or docket.

    Who you actually owe

    Freedom Forever installed the system, but in most cases a separate finance company holds your loan, lease or PPA. That contract is with the finance company and the bankruptcy does not cancel it. Look at who your monthly payment goes to: that is the party to write to.

    Stopping payments can damage your credit and trigger default. The kit explains how to dispute in writing while you stay current.

    What homeowners in this situation usually need to sort out

    • The installer's workmanship and roof warranty is now a claim in a liquidation, not a service you can call in. Manufacturer warranties on panels, inverters and batteries are separate and generally continue.
    • An unfinished or never-activated system that you are already being billed for.
    • Monitoring access that stopped working.
    • A production guarantee, if your lease or PPA has one, which sits with the finance company.
    • Sales promises that do not match the paperwork.

    What you can do yourself this week

    1. Download and save every document while you still can: contract, loan or lease agreement, disclosures, proposal, e-sign certificate, and utility bills from before and after installation.
    2. Work out whether you have a loan, a lease or a PPA, and who you send payments to.
    3. Send a written document request so you have the complete file.
    4. Compare what you were promised with what the paperwork says and what the system produces.
    5. Put your dispute in writing to the right party and keep proof of delivery.
    6. File complaints with the CFPB, your state attorney general and the contractor licensing board where they apply.
    7. Ask your finance company, in writing, who is now responsible for service, repairs and any production guarantee, and what they will do about an incomplete system.
    8. Register your equipment directly with the panel and inverter manufacturers so you keep monitoring and warranty access.

    Which parts of the kit apply

    • Basics Kit: The document request letter and the complaint filing steps.
    • Complete Kit: The "installer out of business" special-situation section, the Holder Rule notice to your lender if you have a loan, and the notice of dispute and demand.

    If you would rather have someone read your paperwork, the Personalized Contract Audit gives you a written findings report on your own documents.

    When to call a lawyer instead

    • A foreclosure or collection lawsuit has been filed against you.
    • You believe your signature was forged.
    • There is active roof or electrical damage.
    • A deadline in a bankruptcy or court notice is close.
    • The amount in dispute is large and the company is represented by a lawyer.

    In those cases the kit is not a substitute for a lawyer. Speak with a licensed attorney in your state.

    Questions about Freedom Forever

    Start with the free assessment

    Four questions, about three minutes. You will know where you stand and what to do first.

    About 3 minutes. No payment details. Not a law firm, and no result is guaranteed.

    Important: Educational information only. Solar Exit DIY is not a law firm and does not provide legal advice or representation. Results are not guaranteed. Do not stop making payments or take legal action based solely on information from this website.
    Educational disclaimer: Solar Exit DIY provides educational information and self-help resources. Solar Exit DIY is not a law firm and does not provide legal advice or legal representation. Information on this website may not apply to every agreement, state, lender, installer, or situation. Outcomes are not guaranteed. Do not stop making payments or take legal action based solely on information from this website. Consult a licensed attorney regarding legal rights, deadlines, or litigation.