Sunnova bankruptcy: who services your lease or loan now, and what you can do
Sunnova filed for bankruptcy in 2025 and its customer agreements moved to new owners and servicers.
SolarExitDIY is independent and is not affiliated with, endorsed by, or sponsored by Sunnova. This page is general education, not legal advice. Last checked: November 11, 2026.
Where things stand
June 2025
Sunnova Energy filed for Chapter 11 bankruptcy.
September 2025
Trade press reported that Sunnova's assets had been acquired and that SunStrong was put in control of legacy customer systems.
Trade press also reported that during the bankruptcy some customers kept paying while service requests went unanswered for months.
Who you actually owe
Your lease, PPA or loan still exists and now sits with whoever acquired or services it. The name on your current statement, or on the most recent transfer notice you received, is the party to write to. If you are not sure, ask in writing who owns the agreement and who services it.
Stopping payments can damage your credit and trigger default. The kit explains how to dispute in writing while you stay current.
What homeowners in this situation usually need to sort out
- Not knowing who now owns or services the agreement.
- Repairs or service requests that were never answered.
- A production guarantee that has not been honored.
- Selling or refinancing with a lease, PPA or UCC filing attached.
What you can do yourself this week
- Download and save every document while you still can: contract, loan or lease agreement, disclosures, proposal, e-sign certificate, and utility bills from before and after installation.
- Work out whether you have a loan, a lease or a PPA, and who you send payments to.
- Send a written document request so you have the complete file.
- Compare what you were promised with what the paperwork says and what the system produces.
- Put your dispute in writing to the right party and keep proof of delivery.
- File complaints with the CFPB, your state attorney general and the contractor licensing board where they apply.
- Send a written request asking the current servicer to confirm who owns your agreement, who handles service, and how to make a production-guarantee or warranty claim.
Which parts of the kit apply
- Basics Kit: The document request letter and the call-confirmation email.
- Complete Kit: The "installer out of business" special-situation section, the notice of dispute and demand, and the follow-up emails.
If you would rather have someone read your paperwork, the Personalized Contract Audit gives you a written findings report on your own documents.
When to call a lawyer instead
- A foreclosure or collection lawsuit has been filed against you.
- You believe your signature was forged.
- There is active roof or electrical damage.
- A deadline in a bankruptcy or court notice is close.
- The amount in dispute is large and the company is represented by a lawyer.
In those cases the kit is not a substitute for a lawyer. Speak with a licensed attorney in your state.